Product Description
Accident insurance is a competitively-priced, accident-only insurance that pays benefits for medical care in treating an injury resulting from a covered accident. Instant decisions are available for most applicants.
Issue Ages
15 days-70 years (age last birthday)
Renewability
Guaranteed renewable to age 80
Coverage Options
24-Hour or Off-the-Job
Insured Options
Primary Insured, Primary Insured/Children, Primary Insured/Spouse, Family
Rate Structure
Premiums are level, unisex and unismoke; based on age band (child, 18-50, 51-60, 61-70), coverage option, insured option, and benefit option selected
Premium Modes
Annual, Semi-Annual, Quarterly, Monthly (automatic bank withdrawal or credit card)
Policy Fee
None
Included Rider
Accidental Death Rider
Optional Riders (additional premium, not available in all states)
- Accident-Only Disability Income Rider
- Preventive Care Rider
Producers selling Accident Insurance must have a health insurance license.
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