Product Description
Accidental death insurance is a competitively-priced, accident-only insurance that lasts for the specified coverage period and pays a benefit if death is the direct result of an injury sustained in a covered accident within 180 days of the accident and independent of all other causes. Instant decisions are available for most applicants. Coverage is guaranteed renewable to the end of the specified coverage period.
Coverage Periods and Issue Ages
Guaranteed renewable to age 80: Issue Ages 18–70
5-year, 7-year, and 10-year: Issue Ages 18–70
15-year: Issue Ages 18–65
20-Year: Issue Ages 18–60
30-Year: Issue Ages 18–50
Benefit Amount
$5,000–$350,000
Underwriting Classes
Male, Female
Premium Modes
Annual, semi-annual, quarterly, monthly
Included Benefits
- Common Carrier Benefit
- Automobile Seatbelt Benefit
Optional Riders(additional premium, not available in all states)
- Accident-Only Disability Income Rider
- Spouse Accidental Death Rider
- Child Accidental Death Rider
- Critical Accident Rider
- Disability Waiver of Premium Rider
- Return of Premium Rider
Policy Fee
$25 annually, commissionable
Producers selling Accidental Death Insurance must have a health insurance license.
15-015-021701-21